Roth IRA Conversion Calculator

JJ Ben-Joseph headshotReviewed by: JJ Ben-Joseph

Current Situation

Amount to convert from Traditional to Roth IRA
Your age at time of conversion
When you plan to start withdrawing
For calculating total benefit period

Tax Rates

Your current federal + state marginal rate
Expected tax rate during retirement withdrawals
Current state tax rate (include in current marginal if already combined)

Growth Assumptions

Average annual investment growth rate
For calculating real returns

Tax Payment Source

Paying from outside funds maximizes Roth growth
Expected return on the taxable funds used to pay conversion tax

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Copy and paste the HTML below to add the Roth IRA Conversion Calculator – Analyze Traditional to Roth IRA to your website.

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Estimate taxes owed when converting a traditional IRA to a Roth. Enter balances, tax rate, and projected growth to see if a conversion makes sense.

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