Zakat is a form of obligatory charity in Islam, typically calculated as 2.5% of certain wealth held for one lunar year. It purifies possessions and helps those in need. Muslims who meet the nisab, or minimum threshold, are required to give zakat annually. This calculator helps you determine the amount owed so you can fulfill this important pillar with confidence.
The nisab is based on the value of gold or silver. Many people use the current price of 85 grams of gold. If your total savings and assets exceed this amount for a full lunar year, zakat becomes obligatory. Check reliable market sources for up-to-date prices, or consult your local mosque. The calculator assumes you've already met the nisab and simply needs the total eligible wealth.
Cash savings, business inventory, and precious metals are typically included. Personal items such as your primary residence, furniture, and vehicles are exempt. Debts owed to you may also count if you expect repayment. Input the value of assets that qualify, and exclude non-zakatable belongings. If you have questions about specific holdings, speak with a knowledgeable scholar.
Once you know your zakatable amount, multiply it by 0.025. For example, if you have $10,000 in savings and gold, your zakat due is $250. The calculator performs this multiplication instantly, but understanding the math behind it reinforces the spiritual connection to your giving. You may also divide the result into smaller payments over the year as long as the full amount is distributed.
Many Muslims choose to pay zakat during Ramadan for the increased spiritual reward, though it is permissible at any point once the lunar year is complete. Mark your calendar when you first reached the nisab so you know the exact due date each year. Paying on time ensures your charity reaches those who need it most and keeps your finances in order.
Zakat should be given to eligible recipients such as the poor, the indebted, or those striving in the path of God. Local mosques often organize distributions, or you can donate through reputable charities that specialize in zakat. Keeping detailed records of your calculations and payments ensures transparency and allows you to verify your contributions if asked.
Suppose you have $8,000 in cash, $2,500 worth of gold jewelry, and $500 in other assets. Your total is $11,000. Multiply by 0.025 to find a zakat obligation of $275. You might divide this amount between local food banks and international relief efforts. Update the form fields to reflect your own situation and see the result instantly.
Zakat is more than a calculation—it's a spiritual practice that fosters empathy and gratitude. By sharing a portion of your wealth, you recognize the blessings you've received and help build a more just society. Reviewing your finances annually also encourages responsible budgeting and long-term planning.
Some families set aside a small amount every month so that when their zakat anniversary arrives, the total is ready to distribute. Others prefer to give it all at once to a single charity project. Whatever your method, documenting the plan helps you stay committed and ensures nothing is overlooked during the busy seasons of life.
This calculator simplifies the math so you can focus on the spirit of giving. Whether you distribute zakat locally or abroad, keeping accurate figures ensures you meet your obligation and strengthen your connection to the community.
Compare the total expenses of attending an event virtually versus traveling to the conference venue. Input travel, lodging, and registration costs to see which option fits your budget.
Determine if buying a monthly transit pass saves money versus paying individual fares.
Compute the potential maximum loss of a portfolio using historical volatility and confidence levels.