Finance cluster
Insurance Calculators
Estimate premiums, coverage needs, and out-of-pocket costs for life, auto, health, disability, and specialty insurance. Compare policies, claims payouts, and self-insuring trade-offs.
Top calculators
A short starting set for the most common insurance calculators workflows.
Long-Term Care Insurance Cost Estimator | Estimate Premiums, Benefits & Out-of-Pocket Costs
Estimate long-term care out-of-pocket costs using daily care cost, expected years of care, policy daily benefit, benefit term, and annual premium. Includes formulas, assumptions, a worked example, and planning guidance.
Life Insurance Premium Calculator - Estimate Term Policy Costs
Estimate annual term life insurance premiums by entering age, gender, coverage amount, term length, and health class. Understand underwriting factors, pricing formulas, and strategies to reduce costs.
Commercial Property Insurance Calculator | Estimate Property Premiums
Estimate commercial property insurance premiums from insured value, rate basis, construction, occupancy, protection, claims history, deductible, coinsurance posture, and optional business income coverage.
HDHP vs PPO Health Plan Calculator | Compare Annual Insurance Costs
Compare an HDHP with HSA against a PPO with FSA by estimating annual premiums, deductibles, coinsurance, and account offsets under different medical spending scenarios.
Long-Term Care Insurance Premium Estimator
Estimate long-term care insurance premiums and projected future benefits using age, health, daily benefit, elimination period, inflation riders, and shared care options.
Renters Insurance Coverage Estimator - Plan Your Protection
Estimate renters insurance coverage and monthly premium from property value, liability needs, deductible, and risk factor.
Hospital Indemnity Insurance Calculator
Calculate hospital indemnity insurance premiums and benefit payouts for hospitalization costs.
SGLI Premium Calculator - Estimate Servicemembers' Life Insurance Costs
Compute monthly Servicemembers' Group Life Insurance premiums with optional Family SGLI coverage for spouse and children.
All calculators in this cluster
Browse 17 calculators matched to this topic, or return to the Finance category.
Commercial Property Insurance Calculator | Estimate Property Premiums
Estimate commercial property insurance premiums from insured value, rate basis, construction, occupancy, protection, claims history, deductible, coinsurance posture, and optional business income coverage.
Constitutional Sheriff Posse Training Budget Calculator | Posse Cos...
Estimate annual training, insurance, and equipment costs for a constitutional sheriff posse or reserve deputy program, and see suggested member dues and per-...
Crop Insurance Calculator | Estimate Coverage, Premium, and Indemnity
Use this crop insurance calculator to estimate insured yield, coverage guarantee, base premium, producer premium after subsidy, and a simplified indemnity scenario using yield, price, and acreage assumptions.
Dental Implant Cost Calculator - Estimate Tooth Replacement Expenses
Estimate total dental implant costs by entering component prices, number of implants and insurance coverage.
Hail Damage Cost Calculator - Estimate Roof Repair Expenses
Approximate repair costs from hail storms based on roof size, material, and hail severity.
HDHP vs PPO Health Plan Calculator | Compare Annual Insurance Costs
Compare an HDHP with HSA against a PPO with FSA by estimating annual premiums, deductibles, coinsurance, and account offsets under different medical spending scenarios.
Hospital Indemnity Insurance Calculator
Calculate hospital indemnity insurance premiums and benefit payouts for hospitalization costs.
Hurricane Damage Cost Estimator | Property Repair Cost Planning
Estimate potential hurricane wind damage costs based on property value, storm category, mitigation level, and insurance coverage to plan repair budgets and e...
Indexed Universal Life Policy Performance Explorer
Model indexed universal life (IUL) cash value growth, policy charges, and crediting scenarios with this interactive explorer.
Insurance Deductible Optimizer (Premium vs Deductible & Coinsurance Comparison)
Compare two insurance plans by estimating expected annual cost from premiums, deductibles, coinsurance, expected claims, and claim probability. Includes break-even claim probability, assumptions, and a worked example.
IVF Cost Calculator | Estimate In Vitro Fertilization Expenses
Estimate your total IVF cost by combining cycle fees, medications, genetic testing, embryo storage, donor fees, travel, and insurance coverage. Includes formula, assumptions, a worked example, and an optional mini-game.
Life Insurance Premium Calculator - Estimate Term Policy Costs
Estimate annual term life insurance premiums by entering age, gender, coverage amount, term length, and health class. Understand underwriting factors, pricing formulas, and strategies to reduce costs.
Long-Term Care Insurance Cost Estimator | Estimate Premiums, Benefits & Out-of-Pocket Costs
Estimate long-term care out-of-pocket costs using daily care cost, expected years of care, policy daily benefit, benefit term, and annual premium. Includes formulas, assumptions, a worked example, and planning guidance.
Long-Term Care Insurance Premium Estimator
Estimate long-term care insurance premiums and projected future benefits using age, health, daily benefit, elimination period, inflation riders, and shared care options.
Personal Injury Settlement Calculator - Estimate Your Claim Value
Estimate a rough value for your personal injury settlement by entering medical expenses, property damage, and lost income, then applying a pain-and-suffering...
Renters Insurance Coverage Estimator - Plan Your Protection
Estimate renters insurance coverage and monthly premium from property value, liability needs, deductible, and risk factor.
SGLI Premium Calculator - Estimate Servicemembers' Life Insurance Costs
Compute monthly Servicemembers' Group Life Insurance premiums with optional Family SGLI coverage for spouse and children.